How to Create, Fund, and Withdraw from the Obiex Virtual Card

Table of Contents

• Step-by-Step: How to Create Your Obiex Virtual Card
• How to Fund Your Obiex Virtual Card
• How to Withdraw From the Obiex Virtual Card
• FAQs 

Obiex has rolled out its Virtual Dollar Card to make online payments easier, cheaper, and more flexible for everyone. 

The Obiex card comes with zero card creation fee, zero funding fee, and zero withdrawal fee. 

On top of that, you get a daily spending limit of $1,000, which means you can comfortably pay for subscriptions, shop online, or handle international transactions without restrictions.

In this guide, we’ll walk you through three simple things:

• How to create your Obiex Virtual Card in minutes.
• How to fund your card instantly with no extra charges.
• How to withdraw from the card back into your Obiex wallet at no cost.

Let’s get into it.

Step-by-Step: How to Create Your Obiex Virtual Card

Getting your Obiex Virtual Card is quick and straightforward. Here’s exactly what to do from start to finish:

Step 1: Sign in to Your Obiex Account

• If you already have an Obiex account, log in using your email and password.
• If you’re new, sign up on the Obiex website or download the Obiex app for Android or iOS.
• Make sure you complete your basic profile information so you can move on to the next step.

Step 2: Go to the Cards Section

• At the bottom of your dashboard, tap “Cards.”
• Select “Create my Card.”

Step 3: Verify Your Identity

• To be eligible for a USD virtual card, you’ll need to verify your account.
• This involves uploading a valid ID and completing KYC checks.
• You will get an email notification once your verification is complete.

Step 4: Read the Terms and Continue

• Once your account is verified, the app will show you the terms of how your card works.
• Read them carefully so you understand your card’s features, limits, and fees.
• Tap “Continue” to proceed.

Step 5: Your Card is Ready!

• The system will instantly generate your virtual USD card details, card number, expiry date, and CVV.
• You can now top up your card and spend it online anywhere USD payments are accepted.

How to Fund Your Obiex Virtual Card

Once your Obiex Virtual Card is created, you’ll need to add money to it before you can start spending. Funding is quick, straightforward, and takes just a few seconds.

Step 1: Choose When to Fund Your Card

• Right after creating your card, you’ll see the option to “Fund your Card”.
  1. If you want to add money immediately, tap this option.
  2. If you’d rather do it later, tap “Do it Later” and come back at any time.
• To fund at another time:
  1. Log into your Obiex app.
  2. Tap “Cards” at the bottom of your home screen.

Step 2: Start the Funding Process

• On the Cards page, tap “Fund” at the top.
• Select the wallet you want to debit (e.g., your USDT or other stablecoin wallet).
• Enter the amount you want to add.
  • You must fund with at least $5.
  • Only stablecoins like USDT are supported for funding at the moment.

Step 3: Confirm Your Transaction

• If you’re satisfied with the details, tap “Fund Card”.
• Confirm your transaction in the app.

Step 4: Start Spending

• Your card will be topped up within seconds.
• The balance will be immediately available for spending anywhere USD payments are accepted.

💡 Tip: Always keep enough balance to cover your subscriptions and purchases so your transactions don’t fail.

How to Withdraw from Your Obiex Virtual Card 

Sometimes, you may want to move money from your Obiex Virtual Card back into your Obiex wallet, maybe to trade, convert to NGN, or use for something else. 

Here’s how to do it:

Step 1: Sign in to Your Obiex Account

• Log in to your Obiex app or website.
• If you’re new, sign up and download the app (available on both Android and iOS).

Step 2: Go to the Cards Page

• From your dashboard, open the Cards section.
• At the top of the page, click “Withdraw”.

Step 3: Choose Wallet and Amount

• Select the destination wallet (for example, your NGN wallet or USDT wallet).
• Enter the amount you want to withdraw from your virtual card.
• Tap “Withdraw.”

Step 4: Confirm with Your Transaction PIN

• Enter your Obiex transaction PIN to authorise the withdrawal.
• Confirm the transaction.

Step 5: Instant Credit

• The chosen destination wallet will be credited instantly.
• You won’t be charged for withdrawing from your Obiex Virtual Card.

Are you ready to start using the Obiex virtual dollar card?

➡ Create yours for free today and start spending smarter.

FAQs

Q1. Is there a monthly maintenance fee?

No. Obiex does not charge monthly maintenance fees.

Q2. Can I withdraw from my Obiex Virtual Card?

Yes, you can move the balance back to your Obiex wallet at no cost.

Q3. What currencies does it support?

The card is denominated in USD but can be funded from NGN or crypto.

Q4. Can I use it for international transactions?

Yes, it works globally wherever Visa or Mastercard is accepted.

Q5. How fast is funding?

Instant — funds appear within seconds.

Q6. What’s the daily transaction limit?

You can spend up to $1,000 per day.

Q7. Is there a minimum funding amount?

Yes, the minimum amount is $5 or its equivalent in NGN/crypto.

Q8. What happens if I try to pay with insufficient funds?

The transaction will fail, and a $1 fee will be deducted.

Q9. Do I need to complete KYC?

Yes, KYC verification is required to create a virtual card.

Q10. How much does it cost to create the Obiex Virtual Card?

Creating an Obiex virtual card is completely free.

Disclaimer: This article was written to provide guidance and understanding. It is not an exhaustive article and should not be taken as financial advice. Obiex will not be held liable for your investment decisions.